SMSF Calculators & Tools

Free, legislation-backed tools designed for SMSF trustees and professionals.

NCC Bring-Forward

Check your Non-Concessional Contribution eligibility and bring-forward limits.

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Transfer Balance Cap

Calculate your remaining personal TBC space, including proportional indexing.

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Work Test Checker

Determine if you meet the work test requirements for personal deductible contributions.

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Death Benefit Tax

Calculate tax on death benefits for dependants vs non-dependants (adult children).

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Preservation Age

Determine when you can access your superannuation benefits based on your preservation age and conditions of release.

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Contribution Splitting

Calculate optimal contribution splitting between spouses for tax efficiency.

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Excess Transfer Balance Tax

Calculate excess transfer balance tax and determine your liability.

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Pension Commutation Tax

Calculate the tax consequences of partially or fully commuting an account-based pension.

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Segregated vs Unsegregated Fund

Determine whether your SMSF requires an actuarial certificate for tax exemption on pension assets.

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In-House Asset Limit

Calculate whether your SMSF complies with the 5% in-house asset limit.

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Related Party Arm's Length

Verify that related party transactions comply with arm's length requirements under SISA s 109.

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Division 293 Tax

Calculate Division 293 tax on excess low-tax taxed contributions for high-income earners.

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Small Business CGT 15-Year Exemption

Determine your eligibility for the 15-year CGT small business exemption on asset sales.

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Pension Reversionary Beneficiary

Determine if your pension will automatically continue to your nominated reversionary beneficiary.

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