Excess Transfer Balance Tax Calculator

Calculate potential excess transfer balance tax liabilities.

Excess Transfer Balance Tax Calculator

ITAA 1997 Division 294 Standards

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* Calculations based on ITAA 1997 Division 294. Results are for illustrative purposes.

* Excess transfer balance tax is 15% of the excess amount.

* Your personal TBC may be higher if you had a pension before indexation dates.

Understanding Excess Transfer Balance Tax

What is Excess Transfer Balance Tax?

Excess transfer balance tax applies when your total super balance exceeds your transfer balance cap at the end of a financial year. This tax is designed to limit the amount that can be transferred into retirement phase.

Important: This calculator is for illustrative purposes only and does not constitute legal or financial advice. For professional advice regarding your specific circumstances, please consult with a qualified SMSF adviser or accountant.